Picking a strong 5G phone in the budget class is about balance. You want a bright display for entertainment, a capable processor for everyday speed, all day battery life, dependable cameras and clean, long term software support. In this guide to the Top 10 5G Phones Under 20000 in India, we shortlist devices that deliver practical performance, stable connectivity and good value for money. Each entry explains why it stands out and then lists clear specifications for quick comparison. Whether you are a first time buyer or upgrading from a 4G phone, this structured overview will help you choose confidently.
#1 Samsung Galaxy F15 5G
If you want trusted software support with a big battery, the Galaxy F15 5G is an easy pick. It focuses on everyday reliability with a power efficient chipset, a vivid AMOLED panel and a 6000 mAh battery for long screen time. Samsung’s multiyear update promise makes it appealing for buyers who plan to keep their phone for several years. The primary camera captures natural colors in daylight and the ultrawide is handy for group shots. If you prefer One UI features and long security coverage over raw benchmark numbers, this model offers an excellent balance for the price.
Specification
- Display: 6.5 inch FHD Plus sAMOLED, 90 Hz
- Processor: MediaTek Dimensity 6100 Plus
- RAM and Storage: 6 GB or 8 GB, 128 GB
- Battery: 6000 mAh, 25 W charging
- Cameras: 50 MP main, 5 MP ultrawide, 2 MP macro, 13 MP front
- Price: ₹16,999
#2 iQOO Z9 5G
The iQOO Z9 5G targets speed without breaking the budget. Its Dimensity 7200 delivers snappy app launches and smooth gaming paired with a fluid 120 Hz AMOLED display. The 50 MP main camera with OIS captures sharp photos with steady low light shots, while the 44 W charging quickly tops up the 5000 mAh battery. Funtouch OS offers useful customization, and the phone stays cool under sustained loads. If your priorities are performance and an enthusiast friendly camera at this price, the Z9 is one of the most complete options in the segment right now.
Specification
- Display: 6.67 inch FHD Plus AMOLED, 120 Hz
- Processor: MediaTek Dimensity 7200
- RAM and Storage: 8 GB, 128 GB or 256 GB
- Battery: 5000 mAh, 44 W charging
- Cameras: 50 MP OIS main, 2 MP depth, 16 MP front
- Price: ₹18,499
#3 Lava Blaze Curve 5G
Made in India and tuned for comfort, the Blaze Curve 5G serves a premium feel with its 3D curved AMOLED display and a clean software approach. The Dimensity 7050 keeps daily tasks fluid, and stereo speakers add immersion for streaming. The 64 MP Sony primary camera delivers pleasing detail, and the 32 MP selfie camera is consistent indoors. A 5000 mAh battery powers through a full day, and the in box 33 W charger is convenient. If you value design, bloat free experience and reliable battery life, Lava’s mid range contender is easy to recommend.
Specification
- Display: 6.67 inch FHD Plus curved AMOLED, 120 Hz
- Processor: MediaTek Dimensity 7050
- RAM and Storage: 8 GB, 128 GB or 256 GB
- Battery: 5000 mAh, 33 W charging
- Cameras: 64 MP main, 8 MP ultrawide, 2 MP macro, 32 MP front
- Price: ₹15,999
#4 Moto G85 5G
The Moto G85 5G focuses on comfort and consistency. Its slim body and curved pOLED panel make it great for long reading or scrolling sessions. The Snapdragon 6s Gen 3 is tuned for balanced performance and good efficiency, and Motorola’s near stock My UX keeps things light and smooth. The 50 MP OIS main camera holds exposure well and the ultrawide lens is useful for landscapes. Battery life is an all day affair and 30 W TurboPower helps with quick top ups. If you want a minimal UI with reliable everyday speed, this is a strong pick.
Specification
- Display: 6.67 inch FHD Plus pOLED, 120 Hz
- Processor: Snapdragon 6s Gen 3
- RAM and Storage: 8 GB or 12 GB, 128 GB or 256 GB
- Battery: 5000 mAh, 30 W charging
- Cameras: 50 MP OIS main, 8 MP ultrawide, 32 MP front
- Price: ₹15,999
#5 Redmi Note 13 5G
Redmi’s Note series remains a value leader, and the Note 13 5G continues that streak with a bright AMOLED screen and dependable battery life. The Dimensity 6080 keeps multitasking smooth for social, streaming and casual gaming. The 108 MP main camera is flexible for daylight use, and the portrait mode is tuned for skin tones. HyperOS features are handy for privacy and productivity. If you want a balanced spec sheet with a thin, light design and a wide accessory ecosystem, the Note 13 5G should be on your shortlist.
Specification
- Display: 6.67 inch FHD Plus AMOLED, 120 Hz
- Processor: MediaTek Dimensity 6080
- RAM and Storage: 6 GB or 8 GB, 128 GB or 256 GB
- Battery: 5000 mAh, 33 W charging
- Cameras: 108 MP main with auxiliary sensors, 16 MP front
- Price: ₹14,999
#6 POCO X6 5G
For users who want extra headroom, the POCO X6 5G packs the efficient Snapdragon 7s Gen 2 and a crisp 1.5K class 120 Hz AMOLED display that is excellent for text clarity and HDR streaming. The 64 MP camera with OIS stabilizes night shots and videos, and 67 W charging refuels the sizable 5100 mAh battery quickly. HyperOS is responsive with thoughtful features like granular notification control. If you split time between gaming and media, this phone’s performance to display combo is tough to beat at this budget.
Specification
- Display: 6.67 inch 1.5K AMOLED, 120 Hz
- Processor: Snapdragon 7s Gen 2
- RAM and Storage: 8 GB or 12 GB, 256 GB
- Battery: 5100 mAh, 67 W charging
- Cameras: 64 MP OIS main, 8 MP ultrawide, 2 MP macro, 16 MP front
- Price: ₹19,990
#7 OnePlus Nord CE 3 Lite 5G
If you want clean software with strong brand after sales, the Nord CE 3 Lite is a safe choice. OxygenOS is tidy and smooth, the 6.72 inch 120 Hz display is spacious for reading, and the Snapdragon 695 remains efficient for daily tasks. The 108 MP main camera captures crisp daylight photos, and the 67 W fast charging gets the 5000 mAh battery from low to usable quickly. It is a crowd pleasing all rounder that prioritizes user experience and consistent battery life over headline chasing specs.
Specification
- Display: 6.72 inch FHD Plus LCD, 120 Hz
- Processor: Snapdragon 695
- RAM and Storage: 8 GB, 128 GB or 256 GB
- Battery: 5000 mAh, 67 W charging
- Cameras: 108 MP main, 2 MP macro, 2 MP depth, 16 MP front
- Price: ₹14,400
#8 Infinix Note 40 5G
The Note 40 5G brings rare features to this budget, most notably a 120 Hz AMOLED and wireless charging support. The Dimensity 7020 handles everyday use smoothly, while the 108 MP main camera produces vibrant images for social sharing. Sound tuned with JBL enhances movies and music. The 5000 mAh battery with 33 W wired charging and MagCharge wireless support adds flexibility when you are on the move. If you want a fresh design and feature packed hardware without overspending, this model is compelling.
Specification
- Display: 6.78 inch FHD Plus AMOLED, 120 Hz
- Processor: MediaTek Dimensity 7020
- RAM and Storage: 8 GB, 256 GB
- Battery: 5000 mAh, 33 W wired and up to 15 W wireless charging
- Cameras: 108 MP OIS triple, 32 MP front
- Price: ₹17,999
#9 Tecno Pova 6 Pro 5G
The Pova 6 Pro is for users who want huge battery life and a bold design. Its 6000 mAh cell with 70 W charging supports long gaming or travel days, and the RGB ARC interface on the back is a unique touch. The Dimensity 6080 keeps things responsive, and the 108 MP camera is versatile for daylight and indoor scenes. A large AMOLED screen at 120 Hz helps with gaming fluidity and video smoothness. If endurance and flare matter to you, this phone delivers both while staying well within the budget.
Specification
- Display: 6.78 inch FHD Plus AMOLED, 120 Hz
- Processor: MediaTek Dimensity 6080
- RAM and Storage: 8 GB or 12 GB, 256 GB
- Battery: 6000 mAh, 70 W charging
- Cameras: 108 MP triple, 32 MP front
- Price: ₹16,499
#10 realme Narzo 70 5G
The Narzo 70 5G offers a strong mix of display quality and fast charging at a very friendly price. Its 120 Hz Super AMOLED panel looks punchy, and the Dimensity 7050 provides dependable performance for gaming and multitasking. The 45 W SUPERVOOC charger fills the 5000 mAh battery swiftly, and realme UI 5.0 adds practical quality of life features. The 50 MP main camera handles social ready photos with ease. For value seekers who care about screen experience and quick top ups, this device is a smart everyday driver.
Specification
- Display: 6.67 inch FHD Plus Super AMOLED, 120 Hz
- Processor: MediaTek Dimensity 7050
- RAM and Storage: 6 GB or 8 GB, 128 GB
- Battery: 5000 mAh, 45 W charging
- Cameras: 50 MP main, 2 MP portrait, 16 MP front
- Price: ₹13,628
Note on prices and availability: Street prices vary by storage, colour, bank offers, and sale events. Treat the listed figures as typical sale prices at the time of writing, and check current deals before purchase.